Residential Program

Kensington Insurance Company

(Admitted Carrier in New York State)

Targeting: The 5 Boroughs of New York City,
and the counties of Nassau, Suffolk, and Westchester

Owner Occupied
(1 to 4 Family Homes) – ISO HO3 Program

• Coverage A Limits $200,000 to $1,000,000
• RCV On Contents Available
• Section II Liability $100,000 $300,000 or $500,000
• $5,000 Water and Drain (optional)
• $10,000 Service Line Replacement (optional)
• $50,000 Equipment Breakdown (optional)

Non-Owner Occupied
(1 to 4 Family Dwellings) – ISO CPP Program

• TIV to $3,000,000 (Building, Contents, Loss of Rents)
• Basic, Broad, and Special (Excluding Theft) Perils Available
• RCV On Building Available
• GL Limits $100,000 $300,000 $500,000
• Will consider small apartment buildings (no mercantile) up to 10 units