1325 Franklin Ave, Suite 375

Garden City, NY 11530

Tel: 516.543.0411

Fax: 516.385.8855

info@northeastcoverages.com

Business Owner Policy

Business Owner Policy

Northeast Coverages specializes in General Liability, we continue to write policies for a wide range of classes through various carriers. For more information about these and other products we may offer, please contact one of our qualified Underwriters today.

Give Us a Call Today   516.543.0411

Business Owner Policy

Processing & Service Occupancies

  • Appliance and Accessories – Installation,
  • Servicing or Repair – Commercial or Household
  • Bakeries – with Baking on Premises
  • Barber Shops, Beauty & Spa Parlors, Nail Salons including Professional Liability
  • Copying and Duplicating
  • Engraving
  • Funeral Homes or Chapels
  • Jewelry Repair
  • Laundry and Dry Cleaning (no 24 hour operations) & Receiving Stations
  • Lithographing
  • Mail Box or Packaging Stores
  • Mailing or Addressing Companies
  • Photoengraving
  • Photographers
  • Printing
  • Shoe Repair Shops
  • Tailoring / Dressmaking Establishments – Custom
  • Taxidermists
  • Television or Radio Receiving Set – Installation or Repair

Restaurants: Full cooking, Limited Cooking & Fast Food

  • Bakery / Coffee Shop / Café
  • Burger King / McDonlad’s / Red Mango / Blimpie
  • Cafeteria Style – Buffets
  • Catering Services – Banquet Hall
  • Concession Stands / Snack Bars
  • Delicatessens & Sandwich Shops
  • Drive-in / Service in Car
  • Ethnic
  • Family Restaurants - Full Service
  • Fine-Dining Restaurants
  • Hamburger / Hotdog / Malt Shops / Donut Shops
  • Ice Cream Parlors
  • Pizza Shops
  • Takeout Only (no on-premise food consumption)

Professional Offices

  • Accounting & Bookkeeping Services
  • Advertising and Related Services
  • Credit Reporting Agencies
  • Employment Agencies
  • Engineers or Architects – Consulting
  • Health Maintenance Organizations
  • Inspection and Appraisal Companies
  • Insurance Agents
  • Interior Decorators
  • Lawyers
  • Medical Offices / X-Ray or Imaging Labs / Veterinary
  • Payroll Accounting Services
  • Real Estate Agents
  • Ticket & Travel Agencies
  • Title Agents

Retail

  • Air Conditioning Equipment
  • Appliance Stores
  • Army and Navy Stores
  • Art Galleries
  • Barber or Beauty Shop Supplies Distributor
  • Beverage Stores – Liquor and Wine
  • Bicycle Shops
  • Bookbinding and Printing Supplies
  • Books and Magazine Stores
  • Camera and Photographic Equipment
  • Candy or Confectionery Stores
  • Cell Phone Stores
  • Ceramics
  • Clothing or Wearing Apparel
  • Computer Stores
  • Convenience Food Stores (no gasoline sales)
  • Cosmetic, Hair or Skin Preparation
  • Dairy Products Stores
  • Department Stores
  • Drugstores
  • Dry Goods Dealers
  • Electronics Stores
  • Fabric
  • Floor Covering
  • Florists
  • Fur – Garments and Pelts
  • Furniture – Upholstered, Wood or Metal
  • Gardening and Light Farming Supply
  • Gift Shops
  • Glass Dealers and Glaziers
  • Grocery
  • Hardware and Tools
  • Health or Natural Food Stores
  • Hearing Aid
  • Hobby, Craft or Artists’ Supply
  • Home Furnishings Stores
  • Home Improvement Stores
  • Janitorial Supplies
  • Jewelry
  • Leather Products or Hide Stores
  • Lighting Stores
  • Luggage Goods
  • Marble Products
  • Music – Pre-Recorded and Instrument Stores
  • Newsstands
  • Office Machines or Appliance (no repair)
  • Optical Goods
  • Paint, Wall Paper or Wall Covering Stores
  • Painting, Picture or Frame Setters
  • Pet Stores
  • Photography Equipment
  • Plumbing Supplies and Fixtures
  • Refrigeration Equipment – Commercial
  • Retail Stores, NOC
  • Sewing Machine Stores
  • Shoe Stores
  • Sporting Goods or Athletic Equipment Stores (including apparel)
  • Stationery or Paper Products
  • Supermarkets
  • Toys
  • Trophy Stores
  • Variety Stores
  • Video Stores – Rental and Sales
  • Wigs
  • Wood Products, NOC

Contact Underwriters If Not Listed